Introduction

We are the home of Innovation and Creativity. Welcome to the world of fresh ideas and new roads.

boxOur first project was a different approach to online retailing. Visit us at Horrido Hobbies to see how it works.

The Case Against PayPal

PayPal is the world's most popular online payment processor. However, it has its detractors. A Google search for "PayPal complaints" reveals the dark underbelly of this financial service.

This excellent article on the pros and cons of using PayPal convinces us that PayPal is completely wrong for our business. It is simply too risky and potentially problematic. Here is another good discussion of the risks.

On the web, you can find many, many sources of PayPal complaints. A couple of recents samples (here and here) give us pause.

Buyers are also exposed to risk. Here is an example of where PayPal will sell your email address to spammers. But buyers can also have accounts frozen, transactions interrupted, and so on.

The truth is, credit card transactions are more convenient, safer, and less problematic, especially if the merchant is shown to be reliable. In our online business, for example, credit card information is never stored on our server, so hackers have nothing to gain. Transactional information is sent to our office over SSL email and protected with 256-bit AES encryption. To give you an idea of how safe that is, it would take the world's fastest supercomputer several lifetimes of the universe to crack!

You can shop with us with confidence. Credit cards are safe and convenient. Plus, you may enjoy the perks of using your credit card, such as extended warranties and Air Miles.

Article Two

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News & Updates

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